/* ============================================================
   ZEO FINANCE — Master Stylesheet
   "Grow Together, Earn Forever"
   Palette + type taken from the official Zeo Finance business deck.
   ============================================================ */

:root{
  --gold:        #d4af37;
  --gold-light:  #f3d886;
  --gold-soft:   #e8c468;
  --gold-dark:   #a9820a;
  --gold-grad:   linear-gradient(135deg,#f6dd8e 0%,#d4af37 45%,#a9820a 100%);
  --silver:      #c9ccd1;
  --silver-grad: linear-gradient(135deg,#f2f3f5 0%,#c9ccd1 45%,#8a8d92 100%);

  --bg:          #08080c;
  --bg-2:        #0c0c12;
  --bg-3:        #101018;
  --card:        rgba(255,255,255,0.025);
  --card-hover:  rgba(212,175,55,0.05);
  --border:      rgba(212,175,55,0.14);
  --border-soft: rgba(255,255,255,0.06);

  --text:        #f2f0ea;
  --text-muted:  #9a97a6;
  --text-dim:    #6b6876;

  --success:     #22c55e;
  --danger:      #ef4444;
  --warning:     #f59e0b;
  --info:        #38bdf8;

  --radius:      14px;
  --radius-sm:   8px;
  --font-head:   'Playfair Display', Georgia, serif;
  --font-body:   'Inter', -apple-system, sans-serif;
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  background:var(--bg);
  color:var(--text);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
::-webkit-scrollbar{width:6px;height:6px;}
::-webkit-scrollbar-track{background:var(--bg);}
::-webkit-scrollbar-thumb{background:rgba(212,175,55,0.35);border-radius:3px;}

body::before{
  content:'';
  position:fixed;inset:0;
  background:
    radial-gradient(ellipse 60% 45% at 80% 0%, rgba(212,175,55,0.07) 0%, transparent 65%),
    radial-gradient(ellipse 45% 55% at 10% 30%, rgba(212,175,55,0.04) 0%, transparent 60%);
  pointer-events:none;
  z-index:0;
}

h1,h2,h3,h4,h5,h6{font-family:var(--font-head);font-weight:700;color:var(--text);line-height:1.25;}

.text-gold{
  background:var(--gold-grad);
  -webkit-background-clip:text;
  background-clip:text;
  -webkit-text-fill-color:transparent;
}
.text-muted-zf{color:var(--text-muted);}
.serif{font-family:var(--font-head);}

/* ---------- Section helpers ---------- */
.zf-section{padding:90px 0;position:relative;z-index:1;}
.zf-section-alt{background:var(--bg-2);}
@media(max-width:768px){.zf-section{padding:56px 0;}}

.zf-eyebrow{
  display:inline-block;
  font-size:0.72rem;
  font-weight:700;
  letter-spacing:3px;
  text-transform:uppercase;
  color:var(--gold);
  margin-bottom:12px;
}
.zf-title{
  font-family:var(--font-head);
  font-size:clamp(1.8rem,3.6vw,2.9rem);
  font-weight:700;
  margin-bottom:16px;
  letter-spacing:0.3px;
}
.zf-desc{color:var(--text-muted);font-size:1.03rem;line-height:1.8;max-width:600px;}
.zf-divider{height:1px;background:linear-gradient(90deg,transparent,rgba(212,175,55,0.35),transparent);border:none;margin:0;}

/* ---------- Buttons ---------- */
.btn-gold{
  display:inline-block;
  background:var(--gold-grad);
  color:#100c02 !important;
  font-family:var(--font-body);
  font-weight:700;
  font-size:0.92rem;
  letter-spacing:0.5px;
  padding:13px 30px;
  border:none;
  border-radius:999px;
  cursor:pointer;
  transition:all .3s;
  text-decoration:none;
}
.btn-gold:hover{box-shadow:0 8px 30px rgba(212,175,55,0.35);transform:translateY(-2px);color:#100c02 !important;}
.btn-outline-gold{
  display:inline-block;
  background:transparent;
  color:var(--gold) !important;
  font-weight:700;
  font-size:0.92rem;
  letter-spacing:0.5px;
  padding:12px 28px;
  border:1.5px solid rgba(212,175,55,0.5);
  border-radius:999px;
  cursor:pointer;
  transition:all .3s;
  text-decoration:none;
}
.btn-outline-gold:hover{background:rgba(212,175,55,0.1);border-color:var(--gold);color:var(--gold) !important;}
.btn-dark{
  display:inline-block;background:rgba(255,255,255,0.06);color:var(--text) !important;
  font-weight:600;padding:12px 26px;border-radius:999px;border:1px solid var(--border-soft);
  text-decoration:none;transition:all .3s;font-size:0.9rem;
}
.btn-dark:hover{background:rgba(255,255,255,0.1);}
.btn-block{width:100%;text-align:center;}
.btn-sm{padding:7px 16px;font-size:0.78rem;}

/* ---------- Cards ---------- */
.zf-card{
  background:var(--card);
  border:1px solid var(--border-soft);
  border-radius:var(--radius);
  padding:28px;
  transition:all .35s;
}
.zf-card:hover{border-color:var(--border);background:var(--card-hover);transform:translateY(-4px);}
.zf-card-gold{border-color:var(--border);}
.zf-icon-badge{
  width:52px;height:52px;border-radius:12px;
  background:linear-gradient(135deg,rgba(212,175,55,0.18),rgba(212,175,55,0.05));
  border:1px solid rgba(212,175,55,0.25);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold);font-size:1.35rem;margin-bottom:16px;
}
.zf-num-badge{
  width:44px;height:44px;border-radius:10px;background:rgba(212,175,55,0.12);
  border:1px solid rgba(212,175,55,0.3);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-weight:800;font-family:var(--font-head);
  flex-shrink:0;
}

/* ---------- Tables (plan detail tables) ---------- */
.zf-table-wrap{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;}
.zf-table{width:100%;border-collapse:collapse;}
.zf-table thead th{
  background:linear-gradient(90deg,rgba(212,175,55,0.16),rgba(212,175,55,0.02));
  color:var(--gold-light);font-weight:700;font-size:0.78rem;letter-spacing:1px;text-transform:uppercase;
  padding:16px 22px;text-align:left;border-bottom:1px solid var(--border);
}
.zf-table tbody td{padding:14px 22px;border-bottom:1px solid var(--border-soft);color:var(--text);font-size:0.95rem;}
.zf-table tbody tr:last-child td{border-bottom:none;}
.zf-table tbody tr:hover td{background:rgba(212,175,55,0.03);}
.zf-table .val-gold{color:var(--gold);font-weight:700;}
.zf-table-scroll{overflow-x:auto;}

/* ---------- Badges / pills ---------- */
.zf-badge{display:inline-block;padding:4px 12px;border-radius:999px;font-size:0.72rem;font-weight:700;letter-spacing:0.5px;}
.zf-badge-gold{background:rgba(212,175,55,0.14);color:var(--gold-light);border:1px solid rgba(212,175,55,0.35);}
.zf-badge-success{background:rgba(34,197,94,0.12);color:var(--success);border:1px solid rgba(34,197,94,0.3);}
.zf-badge-danger{background:rgba(239,68,68,0.12);color:var(--danger);border:1px solid rgba(239,68,68,0.3);}
.zf-badge-warning{background:rgba(245,158,11,0.12);color:var(--warning);border:1px solid rgba(245,158,11,0.3);}
.zf-badge-info{background:rgba(56,189,248,0.12);color:var(--info);border:1px solid rgba(56,189,248,0.3);}

/* ---------- Public navbar ---------- */
.zf-navbar{
  background:rgba(8,8,12,0.9);backdrop-filter:blur(16px);
  border-bottom:1px solid var(--border-soft);
  padding:14px 0;position:fixed;width:100%;top:0;z-index:1000;transition:all .3s;
}
.zf-navbar.scrolled{border-bottom-color:var(--border);box-shadow:0 4px 30px rgba(0,0,0,0.3);}
.zf-brand{display:flex;align-items:center;gap:10px;text-decoration:none;}
.zf-brand-mark{
  width:42px;height:42px;border-radius:50%;border:1.5px solid var(--gold);
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-head);font-weight:900;font-size:0.95rem;
  background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
  box-shadow:0 0 18px rgba(212,175,55,0.25);
  flex-shrink:0;
}
.zf-brand-text{font-family:var(--font-head);font-weight:700;font-size:1.15rem;color:var(--text);letter-spacing:0.5px;line-height:1.1;}
.zf-brand-text span{display:block;font-family:var(--font-body);font-size:0.58rem;color:var(--gold);letter-spacing:2.5px;font-weight:600;margin-top:2px;}
.zf-nav-link{color:var(--text-muted) !important;font-weight:500;font-size:0.92rem;padding:8px 15px !important;transition:all .3s;}
.zf-nav-link:hover,.zf-nav-link.active{color:var(--gold) !important;}

/* ---------- Hero ---------- */
.zf-hero{min-height:92vh;display:flex;align-items:center;padding-top:90px;position:relative;overflow:hidden;}
.zf-hero-bg{position:absolute;inset:0;background:radial-gradient(ellipse 55% 55% at 75% 20%,rgba(212,175,55,0.09),transparent 65%);}
.zf-hero-badge{display:inline-block;background:rgba(212,175,55,0.08);border:1px solid rgba(212,175,55,0.3);color:var(--gold);font-size:0.72rem;letter-spacing:2.5px;padding:7px 16px;border-radius:999px;margin-bottom:22px;text-transform:uppercase;font-weight:700;}
.zf-hero-title{font-family:var(--font-head);font-size:clamp(2.3rem,5.2vw,4rem);font-weight:700;line-height:1.15;margin-bottom:18px;}
.zf-hero-sub{color:var(--text-muted);font-size:1.15rem;max-width:520px;margin-bottom:34px;}
.zf-hero-stats{display:flex;gap:26px;flex-wrap:wrap;margin-bottom:36px;}
.zf-hero-stat-num{font-family:var(--font-head);font-size:1.7rem;font-weight:700;color:var(--gold);display:block;line-height:1;}
.zf-hero-stat-label{font-size:0.68rem;color:var(--text-dim);letter-spacing:1.5px;text-transform:uppercase;}

/* ---------- Footer ---------- */
.zf-footer{background:var(--bg);border-top:1px solid var(--border-soft);padding:60px 0 22px;position:relative;z-index:1;}
.zf-footer-heading{font-family:var(--font-head);font-size:0.92rem;color:var(--gold);letter-spacing:1px;margin-bottom:18px;}
.zf-footer-link{display:block;color:var(--text-muted);text-decoration:none;font-size:0.92rem;padding:5px 0;transition:color .3s;}
.zf-footer-link:hover{color:var(--gold);}
.zf-social-btn{width:38px;height:38px;background:rgba(212,175,55,0.06);border:1px solid var(--border);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--gold);transition:all .3s;}
.zf-social-btn:hover{background:var(--gold-grad);color:#100c02;}
.zf-footer-bottom{border-top:1px solid var(--border-soft);padding-top:22px;margin-top:40px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:0.85rem;color:var(--text-dim);}

/* ---------- Forms / auth ---------- */
.zf-auth-wrap{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:30px 15px;position:relative;z-index:1;}
.zf-auth-box{width:100%;max-width:480px;background:rgba(12,12,18,0.95);border:1px solid var(--border);border-radius:18px;padding:42px;backdrop-filter:blur(20px);box-shadow:0 20px 60px rgba(0,0,0,0.5);}
.zf-label{font-size:0.76rem;font-weight:700;color:var(--text-muted);letter-spacing:1px;text-transform:uppercase;margin-bottom:7px;display:block;}
.zf-input,.zf-select,textarea.zf-input{
  width:100%;background:rgba(255,255,255,0.04);border:1px solid var(--border-soft);color:var(--text);
  font-family:var(--font-body);font-size:0.98rem;padding:12px 16px;border-radius:10px;outline:none;transition:all .3s;
}
.zf-input:focus,.zf-select:focus{border-color:rgba(212,175,55,0.5);background:rgba(212,175,55,0.04);box-shadow:0 0 0 3px rgba(212,175,55,0.08);}
.zf-form-group{margin-bottom:18px;}
.zf-alert{padding:13px 16px;border-radius:10px;margin-bottom:20px;font-size:0.9rem;}
.zf-alert-error{background:rgba(239,68,68,0.08);border:1px solid rgba(239,68,68,0.3);color:#ff9b9b;}
.zf-alert-success{background:rgba(34,197,94,0.08);border:1px solid rgba(34,197,94,0.3);color:#7ee2a8;}
.zf-alert-info{background:rgba(56,189,248,0.08);border:1px solid rgba(56,189,248,0.3);color:#93d9fb;}

/* ---------- FAQ ---------- */
.zf-faq-item{background:var(--card);border:1px solid var(--border-soft);border-radius:10px;margin-bottom:10px;overflow:hidden;}
.zf-faq-q{padding:18px 20px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-weight:600;}
.zf-faq-q:hover{color:var(--gold);}
.zf-faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;padding:0 20px;color:var(--text-muted);font-size:0.92rem;line-height:1.7;}
.zf-faq-item.active .zf-faq-a{max-height:260px;padding-bottom:18px;}
.zf-faq-item.active .zf-faq-icon{transform:rotate(45deg);}
.zf-faq-icon{color:var(--gold);transition:transform .3s;}

/* =====================================================
   DASHBOARD LAYOUT — shared by /user and /admin panels
   ===================================================== */
.zf-app{display:flex;min-height:100vh;}
.zf-sidebar{
  width:250px;min-height:100vh;background:#07070b;border-right:1px solid var(--border-soft);
  position:fixed;left:0;top:0;z-index:200;overflow-y:auto;transition:left .3s;
}
.zf-sidebar-brand{padding:22px 20px;border-bottom:1px solid var(--border-soft);display:flex;align-items:center;gap:10px;}
.zf-sidebar-nav{padding:14px 0;}
.zf-nav-section{padding:14px 20px 6px;font-size:0.64rem;color:rgba(212,175,55,0.55);letter-spacing:2px;text-transform:uppercase;font-weight:700;}
.zf-nav-item{display:flex;align-items:center;gap:12px;padding:11px 20px;color:var(--text-muted);text-decoration:none;font-size:0.9rem;font-weight:500;transition:all .2s;position:relative;}
.zf-nav-item i{width:18px;text-align:center;font-size:0.95rem;}
.zf-nav-item:hover,.zf-nav-item.active{color:var(--gold);background:rgba(212,175,55,0.05);}
.zf-nav-item.active::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold-grad);}
.zf-nav-badge{margin-left:auto;background:rgba(239,68,68,0.2);color:#ff8080;font-size:0.62rem;padding:2px 7px;border-radius:8px;font-weight:700;}

.zf-main{margin-left:250px;flex:1;min-height:100vh;}
.zf-topbar{background:#07070b;border-bottom:1px solid var(--border-soft);padding:14px 26px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:150;}
.zf-topbar-title{font-family:var(--font-head);font-size:1.05rem;font-weight:700;}
.zf-content{padding:26px;position:relative;z-index:1;}
.zf-menu-toggle{display:none;background:none;border:none;color:var(--gold);font-size:1.3rem;cursor:pointer;}

@media(max-width:900px){
  .zf-sidebar{left:-260px;}
  .zf-sidebar.open{left:0;}
  .zf-main{margin-left:0;}
  .zf-menu-toggle{display:block;}
}

.zf-stat-card{background:var(--card);border:1px solid var(--border-soft);border-radius:var(--radius);padding:22px;position:relative;overflow:hidden;}
.zf-stat-card::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--gold-grad);opacity:0;transition:opacity .3s;}
.zf-stat-card:hover::before{opacity:1;}
.zf-stat-icon{width:44px;height:44px;border-radius:10px;background:rgba(212,175,55,0.1);border:1px solid rgba(212,175,55,0.25);display:flex;align-items:center;justify-content:center;color:var(--gold);margin-bottom:14px;}
.zf-stat-val{font-family:var(--font-head);font-size:1.55rem;font-weight:700;color:var(--text);}
.zf-stat-lbl{font-size:0.75rem;color:var(--text-muted);letter-spacing:0.5px;margin-top:4px;}

.zf-progress{height:7px;background:rgba(255,255,255,0.06);border-radius:4px;overflow:hidden;}
.zf-progress-fill{height:100%;background:var(--gold-grad);border-radius:4px;transition:width .6s ease;}

.zf-tbl-wrap{background:var(--card);border:1px solid var(--border-soft);border-radius:var(--radius);overflow:hidden;}
.zf-tbl{width:100%;border-collapse:collapse;}
.zf-tbl thead th{background:rgba(212,175,55,0.05);color:var(--text-muted);font-size:0.7rem;letter-spacing:1px;text-transform:uppercase;padding:12px 16px;text-align:left;border-bottom:1px solid var(--border-soft);font-weight:700;}
.zf-tbl tbody td{padding:11px 16px;font-size:0.87rem;border-bottom:1px solid rgba(255,255,255,0.03);vertical-align:middle;}
.zf-tbl tbody tr:hover td{background:rgba(212,175,55,0.02);}
.zf-tbl tbody tr:last-child td{border-bottom:none;}

.zf-empty{text-align:center;padding:50px 20px;color:var(--text-dim);}
.zf-empty i{font-size:2.2rem;margin-bottom:14px;color:rgba(212,175,55,0.3);display:block;}

.zf-copy-box{display:flex;gap:8px;background:rgba(212,175,55,0.06);border:1px solid var(--border);border-radius:10px;padding:6px 6px 6px 16px;align-items:center;}
.zf-copy-box input{background:none;border:none;color:var(--gold-light);font-size:0.88rem;flex:1;outline:none;}

.rank-card{background:var(--card);border:1px solid var(--border-soft);border-radius:var(--radius);padding:24px;position:relative;overflow:hidden;transition:all .3s;}
.rank-card.current{border-color:rgba(212,175,55,0.45);box-shadow:0 0 30px rgba(212,175,55,0.08);}
.rank-card.achieved{border-color:rgba(34,197,94,0.3);}
.rank-card.locked{opacity:0.55;}
.rank-badge-xl{display:inline-block;font-family:var(--font-head);font-size:1.25rem;font-weight:700;padding:7px 18px;border-radius:8px;border:1.5px solid var(--gold);color:var(--gold);margin-bottom:10px;}

.pag-btn{background:rgba(255,255,255,0.04);border:1px solid var(--border-soft);color:var(--text-muted);padding:6px 12px;border-radius:6px;font-size:0.8rem;text-decoration:none;transition:all .2s;}
.pag-btn:hover,.pag-btn.active{background:rgba(212,175,55,0.14);color:var(--gold);border-color:rgba(212,175,55,0.35);}

/* misc */
.zf-avatar{width:40px;height:40px;border-radius:50%;background:var(--gold-grad);display:flex;align-items:center;justify-content:center;color:#100c02;font-weight:800;}
.grecirc{width:9px;height:9px;border-radius:50%;background:var(--success);box-shadow:0 0 8px var(--success);display:inline-block;}

@media(max-width:768px){
  .zf-hero-stats{gap:16px;}
  .zf-auth-box{padding:28px 22px;}
}